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I receive great newsletters from my financial advisor and often pass them on to my friends.  This month’s newsletter I found to be very useful for all you newly engaged nesting couples out there.  The economy has been set on whirlwind speed as of late and at times it seems difficult to keep up and other times, you hardly want to look to see what crazy thing might be happening.  I’m not so old to remember things like the depression, and not so young that I don’t remember my parents and the news talking about all the craziness in the financial markets in the 80’s.  I am exactly the right age where the 90’s dot com bust hit me like a ton of bricks (the company I was working for collapsed after 70 years of financial success) and this recession has certainly kept me on pins and needles.  However, I do still have faith in our stock market (albeit partly because I’m young enough to earn it back) because history shows that the markets will correct themselves and those who stick it out, will be happy they did (at least that’s what I keep telling myself).

Anywho, this month’s newsletter from my financial advisor speaks to the young investor and I thought it worth posting the beginning tidbit as well as a copy of the newsletter itself.  This newsletter is not to considered financial advice from either me or Merril Lynch, but is for informational purposes only.  For a more in-depth analysis of your own financial plan, you should seek out a licensed financial planner who will sit down with you and help you create a plan that works for you.

Letter to a Young Investor

After two market meltdowns over the past decade and the worst financial crisis since the Great Depression, many young investors are understandably wary of the markets.

For young investors uncertain of where to start, or what to do next, we offer some suggestions:

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